Not sure whether my headline makes any sense, but it sounded good, so roll with it. My latest story is about why saving money is literally painful… so perhaps that helps. If not, well, I’m sure if you’ve read this far you’re willing to keep reading another couple of sentences… in which case I have accomplished my goal.

Speaking of goals, my friend Eric and I were chatting over a smoothie a few weeks ago about real estate. We agreed that far too many people dive into the market as a pure investment without thinking it through. Sometimes it’s a good idea, but not always.

We were talking about the idea that people use real estate as a form of forced savings. But why do we need forced savings? Does that not imply that we are too weak to consistently make the right decision with our cash?

I decided to turn this conversation into a story on Metro Morning… with a tax refund twist. Here it is.

Amazing insight into the way we think about money courtesy Lisa Kramer. Really interesting person with a great sense of humour.

Now I want a smoothie.